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Mortgage Rates
At the U of I Community Credit Union we offer a range of mortgages including Conventional, USDA, FHA and VA. To learn more about these programs or other terms you may call us toll free at (877) 678-4328 or a loan officer directly.




Phil Dykstra 217-239-3483

phil.dykstra@uoficreditunion.org



Jenna Howe 217-278-6870

jenna.howe@uoficreditunion.org



Matthew Waldrop 217-278-7761

matthew.waldrop@uoficreditunion.org







*Actual Annual Percentage Rate (APR) may be higher based upon credit, loan amount and selected terms. Sample APRs are based on $180,000 purchase price with 20% down, for a total loan amount of $144,000. Rates are subject to change without notice. Other restrictions may apply.



Loan Amount:      $

GO

Program Name Rate Points APR Payment  
30 year fixed (Conforming) 3.625% 0.00% 3.739% $0.00  
15 year fixed (Conforming) 3.125% 0.00% 3.321% $0.00  
30 Year Fixed (VA) 3.250% 0.00% 3.466% $0.00
30 Year Fixed (USDA-RHS) 3.375% 0.00% 3.508% $0.00
30 Year Fixed (FHA) 3.375% 0.00% 4.413% $0.00  
 JUMBO Special (Jumbo) 3.875% 0.00% 3.992% $0.00  
= Special Program
Rates are subject to change without notice.
Rates last updated on 10/16/2019.
UNIVERSITY OF IL COMMUNITY CREDIT UNION
2201 S FIRST ST, CHAMPAIGN, IL  61820
Toll Free:  (877) 678-4328
Direct:  (217) 278-7700
mortgage@uoficreditunion.org
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