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Mortgage Rates
Here are a few of the loan programs we offer. These programs are unique to the U of I Community Credit Union. Interest rates quoted are based on a loan amount of $160,000* and 740+ qualifying credit score.    To learn more about these programs and many others, call us at (877) 678-4328.



*Actual Annual Percentage Rate (APR) may be higher based upon credit, loan amount and selected terms. Sample APRs are based on $200,000 purchase price with 20% down, for a total loan amount of $160,000. Rates are subject to change without notice. Other restrictions may apply.

Loan Amount:      $

GO

Program Name Rate Points APR Payment  
30 year fixed (Conforming) 4.625% 0.00% 4.749% $0.00  
20 year fixed (Conforming) 4.375% 0.00% 4.541% $0.00  
15 year fixed (Conforming) 4.125% 0.00% 4.333% $0.00  
10 year fixed (Conforming) 4.125% 0.00% 4.425% $0.00  
30 Year Fixed (VA) 4.375% 0.00% 4.614% $0.00
30 Year Fixed (USDA-RHS) 4.375% 0.00% 4.523% $0.00
30 Year Fixed (FHA) 4.500% 0.00% 5.432% $0.00  
Rates are subject to change without notice.
Rates last updated on 04/11/2018.
UNIVERSITY OF IL COMMUNITY CREDIT UNION
2201 S FIRST ST, CHAMPAIGN, IL  61820
Toll Free:  (877) 678-4328
Direct:  (217) 278-7700
mortgage@uoficreditunion.org
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